Consumer Credit Union is committed to providing you with financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members’ privacy. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

Information We Collect About You

We collect and may disclose nonpublic information about you from the following sources.  Information we receive from you on membership and loan applications and other forms.

• Information about your transactions with us or others.

• Information we receive from a consumer reporting agency.

• Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may disclose all the information we collect, as described, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our member’s privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Consumer Credit Union, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Web Page

Visitors to Consumer Credit Union’s Web pages will remain anonymous. We do not gather personal identifying information about visitors to our site. Our servers collect standard non-identifying information about web page visitors. This information is used only to compile statistics on site usage.

Online Applications

Personal information provided to Consumer Credit Union through submission of on-line applications will only be used to handle the request.

Email

If personal identifying information is received via email, this information will only be used to communicate with you and to handle your request.

Linking

Any link used on this web site is provided for the use and convenience of the visitor. The appearance of a link does not constitute an endorsement, recommendation or certification by Consumer Credit Union and should not in any way be construed as a suggestion that the site has any relationship with Consumer Credit Union.