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Savings

Savings Account

This account provides a safe and efficient way to accumulate funds. Our basic savings account earns a daily rate of interest with the interest posted back to the account on a quarterly basis.

Checking Account

No cost checking, what a great deal! No fees. No minimum balance. No monthly service charges. Unlimited check writing privileges. All you pay for is your checks.

Christmas Club Account

This account is designed to save for the Christmas Holidays. Withdrawals are limited to one (1) time per year between November 1st and December 31st. This account earns a daily rate of interest.

Vacation Club

Want to save for that special vacation? This is the account you need. It earns a daily rate of interest and withdrawals can be made two (2) times per calendar year.

Individual Retirement Account (IRA)

We offer Traditional and Roth IRA accounts. These accumulation type accounts earn a daily rate of interest with the interest posted back to the account on a quarterly basis. There is no minimum deposit on either of these accounts.

Coverdell Education Savings Account (CESA)

This account allows individuals to save money for a child’s education on a tax-favored basis. Distributions used to pay for certain education expenses are free from federal income tax and free of any additional penalty tax. This accumulation type account earns a daily rate of interest and there is no minimum deposit.

Certificate of Deposit (CD)

Certificates of Deposit offer members an opportunity to lock in a rate on a deposit for a defined period of time. CD’s with terms ranging from 91 days to 36 months are available. All certificates have a $ 500.00 minimum deposit requirement and earn a daily rate of interest

 

 

 



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